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EnergySavings · Iowa

What Iowa households pay for electricity and heat, by provider

Data as of: EIA-861 annual 2024 (released 2025) · EIA monthly state prices February 2026 · EIA weekly heating-fuel survey Mar 30, 2026 · retail-choice registry reviewed Jun 2026 · URDB tariffs pulled Jun 2026. Page generated 2026-06-12.

Iowa's average residential electricity price was 12.7¢/kWh in February 2026 — the 6th-lowest price of the 51 states+DC (EIA). Across its major utilities in 2024, average all-in rates ranged from 11.0¢/kWh at MidAmerican Energy Co to 17.9¢/kWh at Interstate Power and Light Co — a spread worth about $744/yr at typical usage (10,800 kWh/yr). Iowa is a fully regulated market: households cannot choose their electricity or gas supplier. For home heating, utility natural gas was the cheapest fuel at $12.57 per million BTU vs $37.34 for electric resistance heat.

Residential rates by utility (EIA-861, average all-in ¢/kWh)

Iowa electric utilities (bundled service, ≥5,000 residential customers) — average residential price and annual cost difference vs the state average at 10,800 kWh/yr
Utility2023 ¢/kWh2024 ¢/kWhCustomers (2024)Ownershipvs state avg, $/yr
North West Rural Electric Coop 8.90 9.26 9,400 Co-op -$456
Cedar Falls Utilities 10.01 10.42 17,772 Municipal -$332
MidAmerican Energy Co 11.00 11.01 632,436 Investor-owned -$268
City of Ames 12.19 12.10 24,979 Municipal -$151
Board of Water Electric & Communications 12.58 12.63 10,123 Municipal -$93
East-Central Iowa Rural Elec Coop 13.02 13.28 7,368 Co-op -$22
Eastern Iowa Light & Power Coop 13.69 13.56 20,749 Co-op +$7
Midland Power Coop 13.10 13.60 11,939 Co-op +$12
Maquoketa Valley Rrl Elec Coop 13.17 13.76 11,051 Co-op +$29
Iowa Lakes Electric Coop 12.73 13.78 9,714 Co-op +$31
Linn County REC 14.25 14.23 30,323 Co-op +$80
Access Energy Coop 13.98 14.95 8,850 Co-op +$158
Consumers Energy Coop 14.98 15.00 6,922 Co-op +$164
MiEnergy Cooperative 16.43 16.91 6,006 Co-op +$369
Interstate Power and Light Co 17.86 17.90 417,153 Investor-owned +$477

Average price = residential revenue ÷ residential sales from each utility's federal EIA-861 filing (bundled service — supply + delivery + riders, not a quoted tariff rate). State average = 13.49¢/kWh, volume-weighted across these utilities (2024). Your distribution utility is fixed by address; these gaps measure what households in different territories actually paid.

Can you choose your electric company in Iowa?

Electric supply choice: no  ·  Gas supply choice: no

Fully regulated.

Official rate information: iub.iowa.gov.

Heating: which fuel is cheapest per million BTU in Iowa?

Iowa residential energy prices normalized to $/MMBTU (site energy)
FuelNative priceAs of$ per MMBTU
Utility natural gas$1.257 /thermFeb 202612.57
Propane$1.660 /galMar 30, 202618.15
Heating oil (No. 2)$4.224 /galMar 30, 202630.50
Electricity (resistance)12.74 ¢/kWhFeb 202637.34

Utility natural gas is the cheapest heating fuel in Iowa at $12.57/MMBTU — heating oil costs 2.4× as much per BTU. Conversions: 1 kWh = 3,412 BTU; 1 therm = 100,000 BTU; heating oil 138,500 BTU/gal; propane 91,452 BTU/gal. Site-energy prices — appliance efficiency changes delivered-heat cost: a 95% AFUE gas furnace delivers heat near the gas figure, while a heat pump at seasonal COP 2.5–3 cuts the effective electric figure by 60–70%.

Electricity price trend, last 12 months

15.58¢ Aug '2512.74¢Feb '25Feb '26

Iowa's average residential price went from 12.14¢/kWh in Feb '25 to 12.74¢/kWh in Feb '26 — up 5% year-over-year. The 12-month peak was 15.58¢ in Aug '25.

Iowa average residential electricity price by month (EIA, ¢/kWh)
MonthFeb '25Mar '25Apr '25May '25Jun '25Jul '25Aug '25Sep '25Oct '25Nov '25Dec '25Jan '26Feb '26
¢/kWh12.1412.4813.3414.1615.3315.3115.5814.7913.4813.5512.6012.8312.74

Head-to-head utility comparisons in Iowa

Questions people ask

Who has the cheapest electricity in Iowa?
MidAmerican Energy Co, at an average 11.0 cents per kWh for 2024 among Iowa utilities with at least 50,000 customers (EIA-861). The most expensive, Interstate Power and Light Co, averaged 17.9 cents — a difference of about $744 per year at 10,800 kWh.
Can I choose my electric company in Iowa?
No. Iowa is a regulated retail market: your utility is set by address and there is no residential supplier shopping. Rates are set in state utility-commission proceedings (iub.iowa.gov).
Is gas or electric heat cheaper in Iowa?
Per million BTU of site energy, utility natural gas was $12.57 (Feb 2026) versus $37.34 for electric resistance heat, $30.50 for heating oil. A heat pump delivering 2.5-3 units of heat per unit of electricity brings electric heating to roughly $12-15 per MMBTU.
What is the average electric bill in Iowa?
At Iowa's February 2026 average price of 12.74 cents/kWh and typical usage of 900 kWh per month, a household pays about $115 per month ($1376 per year) for electricity. Actual bills vary with usage, utility territory, and tariff.
About these numbers. Rates shown are averages computed from federal regulatory filings (EIA Form 861) and public tariff databases — confirm with your utility before making decisions; your actual rate depends on your tariff, usage, and riders. Distribution utility is determined by address and generally cannot be chosen; in retail-choice states you may choose your supplier for the supply portion of the bill. Savings figures use 10,800 kWh/yr (US average residential usage) and are estimates, not quotes. EnergySavings is an independent data project by CertiHomes and is not affiliated with any utility, supplier, or government agency.